Spend less than you do on insurance
Health insurance premiums in Ghana are high, and most of what you pay goes unused. CareAccess costs less per employee and pays providers directly, with nothing sitting idle on a policy nobody remembers.
CareAccess
Stop paying for health cover nobody uses.
Health cover that costs less than the insurance you’re not using — so every cedi you spend on your team’s care actually gets used.
Get Started
One flat cost per employee, per year — set upfront, no surprise renewal hikes.
One flat cost per employee, per year — set upfront, no surprise renewal hikes.Built around what costs you, first
One flat cost, no year-end surprises
A single per-employee, per-year fee, agreed upfront. No renewal increases, no reconciling claims at year end, no finance team surprises.
Zero admin, providers are paid instantly
No reimbursement backlog, no claims paperwork landing on your desk, no employees escalating unpaid bills to HR. Providers are paid the day care happens you’re not in the middle of it.
How HealthWallet works
From your business to better care
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Employers fund benefits
The employer sets up a health benefit for its team.
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Employees access care
An employee visits a participating healthcare provider.
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Bills are approved and paid
The provider submits the bill for employee approval before payment.
From enrolment to one predictable invoice
Enrol your team
Add your employees once. Your cost scales with headcount, not paperwork.
See what’s included
Choose which services are covered. You control the cost exposure, not an insurer’s fine print.
One predictable invoice
Employees get care at any network provider. You get one flat fee, predictable cost, and no claims to process.
A little more clarity
Good questions.
Clear answers.
What is DexwinPay HealthWallet for businesses?
A self-service platform that lets employers fund a health wallet for employees, replacing traditional insurer reimbursement and paper-based claims cycles.
How is HealthWallet different from traditional employee health insurance?
Your business chooses the covered services and funds a clear, predictable benefit. Employees use it with participating healthcare providers, and providers are paid directly without reimbursement paperwork.
How do employees pay for care without needing cash upfront?
Employees access care with participating providers through CareAccess. The provider submits the bill for approval and payment through the HealthWallet.